PEACH PROSECCO PUNCH

An incredibly refreshing, bubbly party punch made with Proseco, peach nectar and fresh berries!

INGREDIENTS:

• 3 cups prosecco, chilled
• 2 cups peach nectar, chilled
• 1 cup raspberries
• 1/2 cup blueberries

DIRECTIONS:

FULL DIRECTIONS : damndelicious.net

Rishabh and Shweta Jain are not insurance brokers, but they can convince you to buy home insurance against natural calamities. A couple of months after the couple moved to their new flat in Navi Mumbai, a devastating fire caused by an electrical short circuit destroyed all the appliances and furniture worth 8 lakhs. Rishabh admitted that the bank had offered a home insurance against natural calamities along with the home loan, but they did not feel the need for the cover back then. The Jains are not the only ones who have made this mistake. There are only a few Indians who understand the importance of home insurance against natural calamities. Home insurance is an ignored product in India. Given the fury and frequency of natural catastrophes in India, one would think that home insurance against natural calamities would be in great demand. However, it is not. Due to lack of awareness, home insurance against calamities has not got its due in India. A crucial fact is that home insurance against natural calamities is very cheap in India. Even though the natural disaster insurance is very cheap, less than 1% of people who can afford home insurance actually buy the cover. This is a surprising trend as India is disaster-prone. 30% of Indian landmass is prone to earthquakes with severe intensity, while another 27% is prone to moderate earthquakes. 12% of India is prone to floods and 76% of the coastline is prone to tsunamis and cyclones. It is disheartening to note that although losses estimated by the government stand at few thousand crore, the recoverable or the property insured stand at only a meager 5% to 10%. The national loss will come down with better management of insurance. It is advisable that individuals insure themselves with natural disaster insurance, well in advance, instead of seeking relief and subsidy from the government in the event of a calamity. insurance 77015,insurance quotes florida,insurance quotes online,insurance rates by car,insurance quotes texas,insurance rates,insurance quote comparison,insurance comparison,insurance,insurance for new drivers,insurance quotes cheap,insurance companies,insurance 24,insurance ireland,insurance estimator,insurance 7702,insurance groups,insurance quote ireland,insurance xchange,insurance leads,insurance yuma az,insurance companies near me,insurance price check,insurance lawyer,insurance check,insurance risk,insurance quote ontario,insurance land,insurance for a month,insurance lapse,insurance journal,insurance agent,insurance sales,insurance king,insurance premium,insurance zip code,insurance logo,insurance works,insurance services,insurance rider,insurance calculator,insurance declaration page,insurance services office,insurance card,insurance meaning,insurance management,insurance types,insurance excess,insurance usa,insurance broker,insurance nation,insurance one,insurance 365,insurance adjuster,insurance database,insurance 6 months,insurance 2 wheeler,insurance hire car,insurance deductible,insurance post,insurance two wheeler,insurance group 1 cars,insurance health card,insurance news,insurance yakima,insurance quote geico,insurance hound,insurance in germany,insurance on the spot,insurance zone,insurance geico,insurance underwriting process,insurance 321,insurance line,insurance 2 go,insurance network,insurance market,insurance marketplace,insurance industry,insurance solutions,insurance insider,insurance specialist,insurance number,insurance 50/50,insurance auto auction,insurance university,insurance 101,insurance 80/20,insurance zenith,insurance noodle,insurance emporium,insurance endorsement,insurance europe,insurance verification,insurance 2018,insurance zipcar,insurance license,insurance green card,insurance sales jobs,insurance 220 license,insurance training,insurance product information document,insurance jobs manchester,insurance jobs,insurance jobs near me,insurance act,insurance 99223,insurance history,insurance exam,insurance 1st central,insurance 4 car hire review,insurance 21,insurance test,insurance hero,insurance adjuster jobs,insurance jobs london,insurance in blackjack,insurance ombudsman,insurance 4 car hire,assurance wireless,insurance underwriter salary,insurance companies in japan,insurance jobs in dubai,insurance 360,insurance 02,insurance 0800,insurance 10e,insurance 11e,insurance 125cc,insurance 3rd party bike,insurance 4 my caravan,insurance 4 sport,insurance 5,insurance 5 years,insurance 5000,insurance 6 points,insurance 7,insurance 79936,insurance 7e,insurance 80/20 rule,insurance 8e,insurance 8th street,insurance 9,insurance 90 day waiting period,insurance 94,insurance 9e,insurance act 2015,insurance age,insurance as a service,insurance development forum,insurance factory,insurance for foreigners in japan,insurance history check,insurance hunter,insurance in france,insurance in french,insurance in japanese,insurance initiatives ltd,insurance institute of ireland,insurance jobs ipswich,insurance jobs leeds,insurance kerala,insurance kereta,insurance malaysia,insurance meaning in urdu,insurance news net,insurance nexus,insurance nz,insurance premium tax vat,insurance protector,insurance reimbursement,insurance supermarket,insurance times,insurance underwriters uk,insurance united against dementia,insurance validity,insurance value chain,insurance winnipeg,insurance x,insurance xpress,insurance yaletown,insurancewith In India, home insurance against natural calamities does not come as a standalone policy, but is offered as a built-in coverage with home insurance policies. Most of the policies offer natural disaster insurance coverage against earthquakes, lightning, flood, cyclones, landslides, tornadoes, fire, falling trees and explosions. When you opt for a home insurance policy, it is important that you read the fine print of the documents carefully to examine the items that have been excluded and included. If you feel that certain adverse events need to be incorporated, you can talk to the insurance company to get it included under the natural disaster insurance coverage. Although it may increase your premium, it will provide you with an exhaustive coverage. Most home insurance policies do not automatically cover home business or a small business that you operate from your home.Note: This is not a comprehensive list and is for comparison purpose only. A fire or flood may not just damage the structure but may ruin everything else inside the house. Thus, it is essential to insure the contents of the house against damage. Insurance companies have a deadline within which you have to inform them about the loss incurred. The deadlines vary from 7 to 15 days. Even if you are not in a position to file a claim, it is important to call the insurer and inform them about the loss. You can intimate some firms even with a SMS or an email. Before filing a natural disaster insurance claim, it is necessary that you lodge an FIR at your nearest police station. You will have to submit a copy of the FIR along with the claim form. In most cases, an FIR serves as a proof for loss and the claims are settled on this basis. However, when higher amounts are involved, the company may get extra cautious and ask for additional proof. A surveyor may be sent by the company not only to inspect the house, but to prepare a report as well.

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