BEST MAC AND CHEESE CASSEROLE

Mac and Cheese Casserole is creamy, cheesy and very easy to make. This version of homemade baked Mac and Cheese Casserole is my most favorite and its a huge hit with kids and adults alike. 

Casserole recipes are a favorite around here. They are easy to make, and usually make enough leftovers so we don’t have to worry about cooking dinner the next day again. Also, they can be prepared ahead of time, and stored in the freezer. When the time is ready, you can easily reheat them. Among our most popular once are Cheesy Crack Chicken Casserole, White Pizza Casserole and Chicken Hash-brown Casserole.

Best Mac and Cheese Casserole

• 1 pound elbows macaroni cooked per box directions, aim for al dente
•  1 tablespoon olive oil

Cheese Sauce:

•  4 tablespoons butter unsalted
•  1/4 cup all-purpose flour
•  3 cups milk
•  1 cup heavy whipping cream or light cream
•  1 can of 14 oz. evaporated milk
•  2 tablespoons cornstarch
•  1/4 teaspoon salt
•  1 teaspoon garlic powder
•  1 teaspoon onion powder
•  1 teaspoon ground thyme optional
•  1 teaspoon paprika optional
•  1 teaspoon mustard powder
•  1/4 teaspoon red pepper flakes optional
•  1/2 cup sour cream
•  4 oz. cream cheese cubed and at room temperature
•  3 cups cheddar cheese freshly grated or buy pre-shredded
•  1 cup mozzarella cheese freshly grated or buy pre-shredded

Buttery Cracker Topping:

•  1 1/2 cups cracker crumbs I used Ritz crackers
•  6 tablespoons unsalted butter melted

Other Toppings:

•  1 cup mozzarella cheese shredded
•  1 cup cheddar cheese shredded
•  10 bacon slices cooked

Instructions

1. Preheat oven to 350 degrees F.
2. Lightly grease a 9x13 baking dish with butter or with non-stick cooking spray. Set aside.
3. Cook pasta per box directions, aim for al dente. Drain, mix with olive oil and set aside.

Cheese Sauce:

1. Place a large sauce pan over medium heat and once its hot add the butter. Stir and melt the butter, carefully not to burn it.
2. Add the flour and whisk until fully combined with the melted butter.
3. While still whisking, little by little add the milk, stirring to combine. Take your time and don't rush through this step.
4. In a small bowl, whisk cream and cornstarch until fully combined and cornstarch is fully dissolved. Add the mixture to the pan. Stir to combine.
5. Add the evaporated milk and stir to combine. Add onion powder, garlic powder, ground thyme, paprika, mustard, red pepper flakes and salt.
6. Still over medium heat, bring the mixture to a boil and let it simmer for about 2 minutes.
7. Stir in sour cream and cream cheese until fully combined. If the sauce is too thick you can add more milk or some chicken broth. Taste and adjust for salt and pepper.
8. ......
9. .............
10. ................

FULL INSTRUCTION : sweetandsavorymeals.com

Almost 23% of people in India are at risk of premature death due to lifestyle diseases treating which can be an expensive affair. Around 61% of deaths are due to these diseases. When preventing diseases is the most cost-effective strategy with ever-growing quality healthcare expenses, buying health insurance is the need of the hour. We can’t deny that the penetration of health insurance is very low in India because of the lack of awareness, lack of services or infrastructure. The financial experts suggest that buying health insurance should be in your financial portfolio, covering yourself and your family. Wait there is more... The premium paid for health insurance plan is tax exempted. It benefits you to save more by reducing the taxable income or tax liability. Let’s understand in detail: Reasons for Buying Health Insurance Buying health insurance is an utmost necessity these days. The below are some of the reasons why you should consider buying health insurance: Financial Safety against High Medical Cost A whopping percentage of Indians burnt a hole in their pocket when a medical emergency arises. With sky-high health care expenses, most of the families end up paying a huge portion of their savings. This severely affects their financial future. Having health insurance comes in handy when you entirely depend on your savings to mitigate those unexpected expenses. In India, there is no dearth of health insurers with exciting plans. For instance, health insurers like New India Assurance Company offers plans to cater to the needs of different people which cover the insured for pre and post hospitalisation expenses, domiciliary treatment cost, daily cash allowance in case of an emergency hospitalisation etc. The all you require is a little research, compare and buy. Save on Tax Health insurance doesn’t only help you pay the exorbitant healthcare expenses, but also to save on taxes. The premiums paid towards health insurance are qualified for tax exemption under Section 80D of Indian Income Tax Act. One can claim up to Rs. 25,000 up to the age 60 years on premium paid for health insurance, even for his/her spouse/ children/parents. If he/she is paying the premium for senior citizen, the claimable tax exemption limit is up to Rs. 30,000. Tax Benefits on Health Insurance Premiums When it comes to tax benefits, you should consider a few things. Here we go: 1. Limit of Claiming Tax Benefit on Health Insurance Premium As per the Indian Income Tax Act, the premium paid towards health insurance is exempted from the tax deduction. The Section 80D of IT ACT says that the individual can claim tax benefits up to a certain limit on the premium paid for his/her, spouse, parents, children, irrespective of whether they are dependent or not. The amount of tax benefits one can avail depends on the age of the insured person. However, the maximum deduction one can avail for the premium paid towards spouse, children and parents is Rs. 25000/PA. The only condition is that the age of the insured should not exceed 60 years. In case the person is paying health insurance premium for his/her parents who is a senior citizen, the maximum tax benefit that can be availed is Rs. 30,000/PA. This way a taxpayer can maximise the benefits availed from health insurance if his/her age is below 60, by paying premiums for senior citizen parents as well. 2. Amount of Saved Tax Someone with a health insurance policy for spouse and family with an annual premium of Rs. 25000, can avail tax benefits at 10%, 20% and 30% which comes around Rs 2,575, Rs 5,150 and Rs 7,725 respectively. This will be in addition to anything the insured saves under the Income Tax Act, Section 80C. 3. Medical Check-ups When a maximum of Rs. 25000-30000 can be availed for paying a premium towards health insurance, going for a preventive health-check-ups one can avail an additional tax benefit up to Rs. 5,000. That means if your existing health insurance policy offers tax benefits up to Rs. 20000, by undergoing a health check-up of Rs. 5,000, the total tax benefit that can be availed in Rs. 25,000. With lifestyle diseases on the rise, it is always recommended to keep a constant eye on your health. That’s why most of the well-known hospitals offer preventive health check-up packages to benefit insurance quote ireland,insurance 77015,insurance quotes florida,insurance quotes online,insurance quotes texas,insurance rates by car,insurance rates,insurance quote comparison,insurance comparison,insurance,insurance for new drivers,insurance quotes cheap,insurance companies,insurance ireland,insurance estimator,insurance groups,insurance xchange,insurance leads,insurance yuma az,insurance companies near me,insurance price check,insurance check,insurance lawyer,insurance risk,insurance 24,insurance land,insurance for a month,insurance yakima,insurance lapse,insurance journal,insurance agent,insurance king,insurance sales,insurance quote ontario,insurance premium,insurance logo,insurance works,insurance services,insurance rider,insurance calculator,insurance declaration page,insurance services office,insurance 6 months,insurance zip code,insurance meaning,insurance management,insurance 2 wheeler,insurance card,insurance types,insurance excess,insurance usa,insurance broker,insurance nation,insurance one,insurance adjuster,insurance database,insurance hire car,insurance deductible,insurance post,insurance two wheeler,insurance group 1 cars,insurance health card,insurance news,insurance quote geico,insurance hound,insurance network,insurance in germany,insurance on the spot,insurance zone,insurance 101,insurance geico,insurance act,insurance underwriting process,insurance 321,insurance line,insurance 2 go,insurance market,insurance marketplace,insurance industry,insurance solutions,insurance insider,insurance specialist,insurance number,insurance 50/50,insurance auto auction,insurance 365,insurance university,insurance 80/20,insurance zenith,insurance 7702,insurance noodle,insurance emporium,insurance endorsement,insurance europe,insurance verification,insurance 2018,insurance license,insurance zipcar,insurance training,insurance sales jobs,insurance green card,insurance jobs london,insurance 220 license,insurancewith,insurance product information document,insurance jobs manchester,insurance 21,insurance jobs near me,insurance 99223,insurance history,insurance exam,insurance 1st central,insurance 4 car hire review,insurance jobs,insurance test,insurance underwriter salary,insurance hero,insurance adjuster jobs,insurance in blackjack,insurance 4 car hire,assurance wireless,insurance 80/20 rule,insurance companies in japan,insurance ombudsman,insurance jobs in dubai,insurance 360,insurance 02,insurance 0800,insurance 10e,insurance 11e,insurance 125cc,insurance 3rd party bike,insurance 4 my caravan,insurance 4 sport,insurance 5,insurance 5 years,insurance 5000,insurance 6 points,insurance 7,insurance 79936,insurance 7e,insurance 8e,insurance 8th street,insurance 9,insurance 90 day waiting period,insurance 94,insurance 9e,insurance act 2015,insurance age,insurance as a service,insurance development forum,insurance factory,insurance for foreigners in japan,insurance history check,insurance hunter,insurance in france,insurance in french,insurance in japanese,insurance initiatives ltd,insurance institute of ireland,insurance jobs ipswich,insurance jobs leeds,insurance kerala,insurance kereta,insurance malaysia,insurance meaning in urdu,insurance news net,insurance nexus,insurance nz,insurance premium tax vat,insurance protector,insurance reimbursement,insurance supermarket,insurance times,insurance underwriters uk,insurance united against dementia,insurance validity,insurance value chain,insurance winnipeg,insurance x,insurance xpress,insurance yaletown 4. All Types of Health Insurance Offer Tax Benefit Not just the indemnity based plans offer tax benefit but only plans with defined benefits also come with tax benefits. Premium paid for indemnity plans like mediclaim policies and defined benefit plans like daily hospital cash or critical illness plan would qualify for tax benefit under Section 80D of Income Tax Act. 5. Premium Paid Towards Life Insurance Companies Availing tax benefits doesn’t restrict one to buy health insurance only from general insurance providers and avail tax benefits. So, you can buy health insurance from life insurers as well. Premium paid for critical illness or other health insurance riders under a life insurance policy would also qualify for tax exemption under the IT ACT. 6. Cash Payment and Tax Cash payment is allowed when it comes to paying the premiums on renewals. However, the experts suggest that one must avoid paying the premium on cash to avail tax benefits. You can pay via net banking, cheque, draft or by credit cards to qualify for the tax benefits. Cash payment is only beneficial in cash of availing preventive health check-ups and claiming tax benefits. 7. Separate Plans for Parents In order to maximise the tax benefits, you can buy separate health insurance for your parents. This is especially recommended if one parent is below 80 years age and the other is above 80 years. The only condition is more health-check ups are required and the premium will be comparatively higher as well. Buying two separate plans for senior citizen parents, you not only earn tax benefits but also can ensure sufficient funds to take care of the financial obligations that may arise in case both the parents meet with a medical emergency.

Tweet